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Secrets of State Lottery Scratch-off Contracts
When most people think of advantage gambling, state lottery scratch-offs are the last thing that enters their minds.
Everyone’s heard of counting cards at blackjack. There are even several moviesabout it.
And poker has been shown to be a game of skill; just look at the repeat winners of major tournaments like the World Series of Poker and the World Poker Tour.
But most people still refer to the lottery as an “idiot tax”.
And scratch offs have a notoriously bad expected value (which you can think of as a gambling game’s return on investment).
To give you an example of how bad lottery tickets can be, most $1 scratch offs have an expected value of around 60%, meaning for every $1 you spend, you’re expected to get back just $0.60; a $0.40 loss.
Most penny slots have paybacks that are better than that.
And other gambling games, like blackjack, can approach 99% payback without any card counting at all.
I’m here to shed light on a new way of thinking about scratch-offs and show you how you can improve your odds. It won’t always be profitable.
But under the right circumstances, it can be. If you’re going to play regardless, you might as well maximize your chances of winning.
Here are my insights about how to win at scratch-offs. I’ve gained these insights by reading the contracts and procurement documents that state lottery organizations have with their ticket printers.
Combine these insights with sites that calculate a scratch-off ticket’s odds, and you’ll be playing like a sharp
Where Are Scratch-off Grand Prizes?
Grand prizes are not random.
I’m sure all of these insights will come as a surprise.
But this one is probably the biggest.
Surely the state wants to ensure a fair game.
How can it be fair if the biggest prizes of all aren’t even random?
Here’s an image of the procurement document that the Massachusett’s lottery used to elicit bids from ticket printers:
You’ll see that they require the grand prizes to be distributed evenly throughout the game.
Note that “distributed evenly throughout the game” is not random.
If the prizes were random, then they might all appear at the start of the game. Or they might all appear at the end of a game.
But the state doesn’t want that to happen. If all of the grand prizes were claimed at the start of the game, then people would stop playing the game because they would have no shot at the big money.
You can take advantage of this fact by figuring out how many tickets are in a “pool” where a grand prize should be. If there are 9,000,000 tickets and 3 grand prizes, then divide 9,000,000 by 3 to figure out that there must be 1 grand prize every 3,000,000 tickets.
Then, use the state’s lottery website to figure out how many tickets remain. Most states publish this information for each game.
In the example game just mentioned, if there were 7,000,000 tickets remaining and still 3 remaining grand prizes, then you know the first grand prize must be in the next 1,000,000 tickets. Your odds just improved from 1 in 3,000,000 to 1 in 1,000,000.
That may not seem like much, but it can mean the difference between negative and positive expected value.
Is There A Limit To The Number Of Big Winning Tickets In A Roll?
Here’s an image from documents filed as part of a Texas lawsuit against the state and the ticket printer:
In this contract that Texas has with IGT, there’s a clause that states that there can be no more than a certain number of $25-$50 winners per pack of tickets. There’s another clause that states there can be no more than one winner of $75 and higher per pack. (The “one” is redacted, but we can deduce that tit’s one by looking at the word following the redaction, which is “winner” rather than “winners”).
How can you use this to your advantage?
Buy only one ticket from a pack at a time and scratch it right there at the store.
If it happens to be a big winner, don’t buy any more tickets from that pack.
What Is The Minimum Payback for a Roll of Scratch-off Tickets?
This next image is from the request for a proposal from the New Mexico lottery association to ticket printers:
Legit Online Scratch Offs Usa Durant
It shows that each pack of tickets has some guaranteed payout. The details of the guaranteed payout aren’t specified, but from other contracts and personal experience, I’ve found it to typically be about 50% of the price of a pack of tickets. If an entire roll of tickets costs $600, then the GLEP is usually about $300.
What this means for the advantage player is that you should not stop buying after a string of losers.
Since each roll of tickets is guaranteed to have a certain minimum payout, then every loser you see increases the chance that the remaining tickets are winners.
Conclusion
While none of the above insights will guarantee you will win, they are just a few of the things you can do for yourself if you want to know how to beat scratch-offs.
Combine these insights with some expected value calculations from the remaining prizes that get displayed on the state lottery websites and you’ll be doing way better than the average lotto player.
Good luck.
About the Author
Eric Ihli, a professional gambler/programmer, spent 10 years as a full-time professional gambler and 5 years as a software engineer. He now combines those two passions by writing software to discover and evaluate profitable gambling opportunities.
Once exclusively the property of gas stations and mini-marts in legal gambling states, real money scratch cards are now playable online. That means that no matter where you live, you’re never more than a few clicks away from scratching your way to a jackpot. You don’t even have to drive to the corner store, wait in line, or scratch the ticket yourself anymore!
To those that have had to clean up the mess scratch cards often leave behind, you’ll know what a tremendous gift this new-found convenience truly is. The only thing left to worry about is where to find the best real money scratch cards sites online. Lucky for you, you’ve come to the right place!
Here are the Best Real Money Scratch Card Sites online:
Our Top Recommended Scratch Cards Gambling Sites
| Rank | Site | Play | Bonus |
|---|---|---|---|
100% up to €250
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200% up to €500
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100% up to €400
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100% up to €300
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100% up to €400
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Why We Picked These Real Money Scratch Card Sites
You may be wondering why we’ve chosen to recommend the sites listed above. That’s good; it means you’re in the right frame of mind for online gambling! The more discerning you are and the more you ask questions, the less likely you are to fall victim to a fraudulent site.
There are numerous variables that go into our recommendations, the most important of which we will describe in the following sections. You may also find additional breakdowns for specific real money sites on our reviews page:
Variety
Variety is what keeps things interesting, especially when it comes to betting on scratch cards. The player already has very little to do with the outcome, and there’s no strategy involved, so having numerous options when it comes to themes, payouts, and rules can go a long way towards keeping things interesting.
You’ll also want scratch card sites that offer a full range of options so that you may find the exact card you want. Real money scratch card sites provide games based on different denominations, chances of winning, types of bonus, etc. The more variety a betting site may offer, the better your chances are to find an online scratch card that perfectly matches your needs.
Legitimacy and Trustworthiness
The primary concern for most novice online gamblers is whether or not it’s safe to bet their real money. It’s a valid concern, as there are vast quantities of gambling websites out there that exist to scam unwitting customers. As a result, our fundamental purpose at LegitGamblingSites.com is to provide safe betting site recommendations and educate our readers so that they may avoid unethical sites on their own.
The sites that pass our review process and find their way onto our list of recommendations have been vetted thoroughly. Our experts comb through site after site researching their history and performing in-depth analysis. In fact, we’ve even written an article about the process at the following link:
Reputation
No matter how great a site looks today, we also take their history and reputation with prior customers into account. Some trends, like consistently slow payouts, may not be immediately identifiable just by studying a site’s terms and conditions or gambling license. That’s why we dig into customer reviews and industry blacklists to see if there are any red flags or worrying patterns of behavior.
The best way to predict a real money gambling site’s future behavior is by studying their past actions. That’s why we take the extra steps to ensure our readers are only recommended the most reliable betting websites.
Easy to Use
Once we’re done making sure a website is safe, reliable, and has a good history of satisfied customers, we review the site itself. We look for the most straightforward, easy-to-navigate, well-designed websites. It should be easy to open an account, deposit money, and find the games that you’re looking for if a betting site is made professionally.
This applies both to finding the scratch cards you want and playing the games. Since scratch cards don’t take any strategy and can be quite repetitive, we look for websites that offer auto-play functions and the ability to scratch more than one card at a time. Anything to make the customer experience better overall!
Banking Options
Sites that offer multiple banking methods tend to be better for our readers, which is why this is a priority. Where you live will have an impact on which banking options are available to you, so it’s better to have backup plans. For instance, in the United States, where it’s illegal for banking institutions to process transactions from known gambling sites, you won’t be able to deposit money using a credit or debit card.
In these situations, you can use Bitcoin, specific cash/gift cards, e-wallets, or other forms of payment that aren’t blocked. The different methods also vary in processing time. So, it’s nice to have the option to choose faster banking choices when requesting a payout so that you may receive your money quicker.
Mobile Compatibility
These days, people use their mobile devices to access the internet just as frequently as they use computers or laptops. For that reason, it’s best if a site runs on them just as smoothly as it does on more conventional options.
Playing scratch cards is a relatively passive form of gambling. There are no strategies or thinking required. This makes them an excellent candidate for gaming on the go! You can pull up your web browser or dedicated scratch card app and gamble from anywhere while you’re bored without missing a beat.
Scratch Card Bonuses
Other criteria that we use to rank our trusted sites are the bonuses and rewards systems. Many of the real money scratch card sites offer bonuses for signing up and depositing money. Signing up will typically earn you a decent amount of free-play credits, while making a deposit is usually rewarded by matching a percentage of said deposit.
Many gambling operations also offer loyalty rewards programs. Basically, they track how much money you wager and how often, and they either award points or place you in a particular tier. Members of various tiers receive gifts and prizes based on how valuable they are to the gambling website. If they reward you with points, these are traditionally redeemable in the site store for merchandise, better odds, or entry into larger contests or drawings.
What Are Real Money Scratch Cards?
Real money scratch cards are a variation of the traditional lottery scratch cards sold in mini-marts and gas stations in places with legal gambling. Different cards have unique rules, but the basic idea is to scratch off the top layer of the ticket to reveal the symbols underneath.
Sometimes you scratch off a set amount of spaces, other times the entire playing area. From there, if you have a fixed amount of the same symbol, you win the corresponding prize. These cards are purchased for real money and can offer substantial jackpots similar to slot machines.
Why Play Scratch Cards Online?
Convenient to Buy
Before the invention of real money scratch card sites, you’d have to live in the right jurisdiction and purchase scratch cards at the store to play these games. Plus, you’d have to buy them in cash. With online scratch cards, you just have to sign up, fund your account with whichever banking method you choose, and you can play from anywhere. Never has it been faster or easier to buy a variety of scratch cards!
No Utensils Needed and No Mess
One of the worst things about buying a traditional scratch card in person is the actual scratching and the subsequent mess. The playing area is covered with a waxy substance that must be removed with the edge of a fingernail or coin. Should you be out of coins and use your finger, the gunk gets caught under your scratching nail and looks filthy.
Even if you do have a coin or something useful for scratching off numbers, the cards leave a mess. The waxy material flakes off all over the place, which can be a real pain if you play them in your car or home like most people. It’s so much more enjoyable just to avoid these little messes altogether online.
Scratch Multiple Cards at a Time
One of the brilliant features of online scratch cards is the ability to play multiple cards at once. Many of the betting sites will let you play three at a time, which dramatically increases your rate of play. If you’re looking to get the most action you can in a set amount of time, online is for you. You’d never be able to scratch actual tickets three at a time.
Check Your Scratch Off Online
Auto-Play Functionality
In addition to playing several cards at once, most real money scratch card sites have an auto-play feature. This allows you to set a bet amount along with either a time limit or a number of wagers, and the computer will play card after card for you until it’s completed your command. That way, you can multitask and use other apps or complete other activities simultaneously while you gamble.
No Confusion/Human Error
When you buy a physical scratch card, the rules aren’t always apparent. Some cards want you to scratch off everything, while others only allow a certain amount of spaces. If you do scratch off more than you’re entitled to, it voids the entire bet.
This cannot happen with online scratch cards. The computer will not allow for human error, which means you’ll never accidentally be disqualified! It’s a tough pill to swallow, knowing that you owned a winning ticket, but that it got voided due to a mistake. You’ll never have to encounter this scenario on our real money scratch card sites.
No Strategy Needed
There are times when you want to gamble without having to be overly focused or involved in the game. Games like blackjack and poker require your concentration and an understanding of strategy. What’s nice about scratch cards is that you don’t need to learn anything before playing.
You can simply pull up the website, click on the card you like, and start playing. After a long day of work or a stressful day at home, just relaxing and gambling in this more passive manner can be a welcome change.
Free Play vs. Real Money Scratch Cards
Most scratch card sites will allow you to either play for free or bet real money. The free-play games give you a chance to try out the various themes or styles of the cards and figure out what you like. They also tend to win more often.
The reason the free cards seem to win so regularly is that gambling sites use them to convince gamblers to sign up. Once you start betting real money, the odds go back to normal, which on scratch cards still isn’t bad. The benefit to betting real money is that you also win real money!
There are times when you will receive free-play credits on a real money betting site. These are usually provided as a bonus and can generate actual winnings despite being free. However, make sure to read the terms and conditions before taking them; they frequently come with many strings attached, which may make the bonus not worth accepting.
Real Money Scratch Card Betting Tips
Manage Your Bankroll
Before you deposit money into your betting account, first look at your budget and determine how much money you have to spend without it negatively impacting your finances. Whenever you have a number, set aside that amount or less as your bankroll. Also, figure out how long you want this amount of money to last before depositing more.
Once you have an amount and duration, you can organize your gambling. You may choose to only make a specific number of bets per week at a particular value. Or maybe you’ll just bet until the bankroll is gone, at which point you’ll have to wait until the duration expires and you can deposit more.
What you don’t want to do is blindly keep betting without a plan or discipline and just deposit more money whenever you run out. This is the type of behavior that leads to problem gambling. A lack of disciplined bankroll management can have serious financial consequences that we’d prefer our readers avoid.
Understand the Odds
Many of the websites have different payout percentages. These are the number of cards that will win over the long run when you play that site’s games. Sometimes you may win more frequently; other times, you’ll win less. Regardless, it’s worth finding the scratch card site that’s offering the highest percentage.
Also, you’ll want to see how each game pays out. Some will have better odds but smaller jackpots. Others will be the exact reverse. Figure out which kind of game you like most and understand how it pays out and for what, then play accordingly.
Find a Card You Enjoy
There are thousands of themes and styles of real money scratch card out there for you to play. Keep trying new ones until you’ve found a card that you enjoy. After all, besides winning money, gambling is meant to be fun!
Be Lucky
When it comes to playing real money scratch cards, there are no tips or strategies we can give you. The games are completely random, and there’s nothing a player can do to impact the outcome. All we can tell you regarding having scratch card success is to be lucky! We will do our best to help out by offering you these great betting sites and wishing you the best of luck!
The Wrap-Up
The classic scratch card has officially found itself as a staple of online gambling. You are no longer required to live where the lottery is legal, nor do you have to visit a store or scratch off the cards yourself. This saves you quite a bit of hassle as well as a mess.
No, nowadays you merely have to find the best websites for betting real money on online scratch cards. That’s where we come in. We’ve vetted all of the top scratch card sites and found the very best to pass along to our readers. These sites offer all the benefits of scratch card gambling, including the lack of strategy required and the ease of play, but with added levels of convenience.
All that’s left for you to do is pick the site that best appeals to you, and get started. We are confident that you’ll find that our recommendations offer the most enjoyable scratch cards online, with all of the safety and reliability that you demand. Now you’re ready to get out there and bet some real money on this entertaining and relaxing form of gambling.